Our services

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We ensure our clients are on the leading edge of tracking benefit trends — what is prevalent, what is changing, and how effectively these plans are meeting the needs of sponsoring companies and the participating employees. This includes benchmarking your program against relevant industry competitors. 

Once negotiations begin, the extensive financial, analytical, and underwriting expertise of our staff enables us to identify opportunities and challenges other brokers and consultants miss. This puts us at a distinct advantage when negotiating with carriers and vendors on your behalf.

Keeping your benefits program current and competitive is vital to achieving your business strategies. A nonexistent or flawed benchmarking process may lead to poor decisions and costly results. Our benchmarking report will help you determine how your benefit plans compare to other companies in your competitive marketplace, while also showing you ways to potentially control costs. 

Network discounts are reviewed each year to make sure the plan is receiving the highest discount for services. This would include a full claims analysis and repricing by the prospective networks to analyze cost savings.

 Your workplace wellness program should certainly affect your employees on the job, but it should also impact their lives away from work. By promoting a healthy lifestyle, you can not only improve your employees’ quality of life but also protect your workers and your business from unnecessary expenses.  

Establishing a regular schedule for claim clinics with employees is essential for retention. This provides the opportunity to discuss claims issues on a face to face basis and creates a relationship with employees who feel confident that claim issues are being resolved quickly and correctly. 

Our consultants are available to provide day-to-day support and offer technical guidance, document filing review, and preparation, education, and communication to help you manage and administer your benefit plans. It is our job to proactively stay up to date with access to valuable information on the ACA ADA, COBRA, CHIPRA, FMLA, HIPAA (including privacy), GINA, Medicare Part D, Mental Health Parity, Section 125 and other federal regulations and employment laws.

As your partner, we want to get to know you and your challenges. We will build a minimum 5-year plan history from your previous plan years and maintain that data for comparison going forward.   Our expertise is driven by our personal commitment to achieving your desired goals. That’s how we do business.  

The largest portion of plan costs, typically 80-85% are directly related to claims. Our team will annually go through an analysis of the plan's performance and look for opportunities to impact the claim cost.